Saving Money On Credit Cards 
Tip Sheet Credibility: 23
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| Pay on time — It is important to pay your bills on time since it can have a negative effect on your credit record or rating. You will also be able to avoid getting charged because of not paying on time. Tip Credibility: 27 (Best Tip!) |
| Manage your debts — If you see that you have more debt than what is comfortable, think ahead and plan out how you will repay it or at least reduce your debt.Do not bring your credit card always when you go around since temptations abound.
Tip Credibility: 27 |
| Discover card has a special pay on time program that my bookkeeper signed me up for. If you pay on time for six months in a row - they make your monthly payment for you in the 7th month! We're saving a fortune! Tip Credibility: 23 |
| Manage your debts - Manage your debt by putting those credit cards away. For instance, put them in water to turn to ice in the freezer. If you think you want something you have to use credit with, the slow melt will make you wait and think about it. Tip Credibility: 17 |
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