How to Save Money the Smart Way 
Tip Sheet Credibility: 17
created by aldricchang
Report Tip Sheet
Tip Sheet
| When you see an attractive offer, postpone the decision to buy for a few days. In the meantime, list all the DISadvantages of buying that item. This will stop impulsive buying. Tip Credibility: 49 (Best Tip!) |
| Turn down the air conditioning/ turn up the heat. In the summer, turn that air con up by just 2-3 degrees. In the winter, turn down the heat 2-3 degrees (grad a blanket if needed). This simple step can save 20-25% each month! Tip Credibility: 14 |
| Don’t be credit card happy. In the long run, they will never save you any money but will put you in the grave of debts. Even a debit card can be deceiving. It may be tempting to swipe the card but think of the possible credit problems you will incur! Tip Credibility: 9 |
| Check your bills. Especially if your bills are auto deducted, the tendency is to assume the bill is correct. It is important to scrutinize them to make sure the charges are correct. The savings could be huge with just a few extra minutes spent a month! Tip Credibility: 6 |
| Make a list. When going to the grocery store, check the flyers and coupons you have and decide what's good buy, make a list, and stick to the list. It is so easy to impulse buy (even with a list) but the temptation will be much less. Tip Credibility: 5 |
| Plan meals and snacks. Write down a menu for the week. Include snacks in the menu planning. This will save time, energy, and money at the store. Tip Credibility: 5 |
| Whatever you need, instead of spending cash for it find out if you can get it free. Look at freecycle and craigslist, or barter networks, for hard goods, and google for information and software. Make a game of how much you can get without paying cash. Tip Credibility: 5 |
| Try to bundle services whenever possible, such as phone, internet and TV. Be sure to compare the bundle price to separate prices offered and also watch out for limited time deals that may raise your rate later and no longer be a discount. Tip Credibility: 5 |
| One of the ways I save quite a bit of money is taking along snacks and drinks when I go out with my kids. I pack a small cooler with some drinks and ice packs. I also take along some portable snacks like apples, granola bars and frozen grapes (yummy!). Tip Credibility: 4 |
What do you know about that?
|
Important Disclaimer: Answers and comments provided on TipDrop.com are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. TipDrop.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments.