How a Deductible Works in a Traditional PPO Plan 
Tip Sheet Credibility: 17
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| In most instances, your deductible is paid on an annual basis, not a "per occurance" basis. Services like inpatient and out patient hospitalization, MRI/CAT Scans and Lab Work are subject to the deductible Tip Credibility: 17 |
| In addition, co-pays for office visits and prescription drugs do not normally apply to deductibles and co-insurance amounts. Tip Credibility: 4 |
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