Health Insurance Pre-Existing Conditino Rules 
Tip Sheet Credibility: 17
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| It is a federal law that as long as you do not have a lapse in coverage of more than 63 days, you can not have a pre-existing condition rider put on your group policy. Tip Credibility: 17 |
| When you leave an employer or COBRA terminates you get a Certificate of Credible Coverage (COCC). This is what you use to prove to the next carrier that you have had health insurance with out a lapse Tip Credibility: 7 |
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